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In today’s world, it is common to have a bad credit rating and it can seem like there is little hope in getting out of this situation. However, there are loans available for people with bad credit. Positive Solutions Finance is here to help you out so you can finally rebuild your life.

A bad credit history can affect your financial situation in many ways. Once you have a bad credit rating, it can be very hard to clear as many defaults, judgements and acts of bankruptcy can remain on your file for up to seven years.

Millions of people find themselves stuck in a cycle of debt. If you are struggling just to get by, consider applying for a personal loan. Unfortunately, if you have a significant amount of debt or have had trouble keeping up with repayments, you may have negative defaults on your credit file.

Interest rates are at an all time low, so now is the perfect time to refinance. However, if you have bad credit, refinancing might seem impossible. Positive Solutions Finance takes away the ‘harsh reality’ for people living with a bad credit history and delivers a variety of positive debt solutions.

Whether you have plans to buy a new home or refinance your existing mortgage, you want to find the perfect loan for your needs. A mortgage is a long-term commitment so it should meet your needs with regards to the loan amount you are approved for and have affordable, manageable monthly payments.