personal debt

Buy now pay later dos and don’ts

Getting a buy now, pay later (BNPL) account, such as Afterpay, may seem like a no-brainer. After all, why wait until you have the cash to buy what you need (or want) when you can purchase it now and pay it back over weeks or months interest-free?

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Topics: Personal Debt, Lending, personal finance, financial advice, Debt Management Plans, pay later, BNPL, buy now, credit

Supporting You and Your Clients Through COVID-19

Our restructuring specialist and liquidator, Jarvis Archer recently chatted with Heather Smith on her webinar for accountants and bookkeepers. They discussed insolvency and how accountants can support their clients through the liquidation process.

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Topics: Business Debt, Personal Debt, Advice For Accountants

Federal budget 2021-22: How will it affect you?

On May 11, Treasurer Josh Frydenberg announced this year’s federal budget (2021-22), and now the dust has settled we put it under the microscope to break it down for you. The overall message was that the Australian economy is recovering strongly from the COVID-19 recession. In fact, it’s set to return to pre-pandemic levels, nine months earlier than last year’s prediction.

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Topics: News, Personal Debt, business support COVID-19, business tax, business finance, financial support, personal finance, tax cuts, federal budget, income tax, josh frydenberg, Debt Management Plans

Rent vs Buy: The pros and cons post-pandemic

Rent vs buy: it’s the big dilemma of our generation. According to the last census, 67 per cent of people in Australia are homeowners, while 32 per cent are renters.

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Topics: Research, Personal Debt, buying a house, renting a house, buying, renting, rent vs buy

Should I pay off debt or save for retirement?

If you’ve ever asked yourself, ‘Is it better to save or pay off debt?’ you’re not alone. The big question of whether you should use what’s left over each month to pay off your debt or put it away for retirement is a common one.

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Topics: Debt Agreements, Personal Debt, debt calculator, retirement, retirement calculator, pay off debt, pay debt or save

Part 9 Debt Agreement Discharge: What to Expect Once the Agreement is Over

A Part 9 Debt Agreement discharge is your chance for a fresh financial start. Your debts are repaid, your financial slate is clean and you are in a position to start over. It can be difficult to know where to start and you might be worried about making financial decisions. Here is what you need to know once you receive a Part 9 Debt Agreement discharge.

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Topics: Debt Agreements, Personal Debt

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