If you find yourself in a position where you’re unable to pay your bills, have growing debts like credit cards and loan repayments and your weekly income is not enough to meet your day-to-day living expenses, then you could be facing personal insolvency.
Topics: Bankruptcy, Credit File, Personal Debt
Wondering how credit score is calculated in Australia? From the factors considered to credit scoring models and calculators, learn more and improve your score.
Topics: Budgeting, Credit File, Personal Debt, credit, credit score, Debt Management, credit score calculator
Your credit file is a record of your financial history. It lists a number of applications, transactions and financial details and gives creditors a snapshot of how you handle your money.
Topics: Credit File, Personal Debt
If you have multiple debts, it’s important to understand exactly what a default is and how it can impact your credit score.
Topics: Credit File, Personal Debt
If your credit score is a little worse for wear, you’re not alone. We take a look at how you can bounce back from a bad credit score.
Topics: Debt Consolidation, Credit File, Personal Debt, Debt Management Solutions
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