credit file

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How is a Default Listed on a Credit File?

Having a default listed on your credit file can be scary. Often it isn’t until our credit score is in jeopardy until we take notice of its importance.

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Topics: News, Credit File, Personal Debt

How Personal Insolvency Options Affect Your Credit Score

If you find yourself in a position where you’re unable to pay your bills, have growing debts like credit cards and loan repayments and your weekly income is not enough to meet your day-to-day living expenses, then you could be facing personal insolvency.

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Topics: Bankruptcy, Credit File, Personal Debt

How is Credit Score Calculated in Australia?

Wondering how credit score is calculated in Australia? From the factors considered to credit scoring models and calculators, learn more and improve your score.

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Topics: Budgeting, Credit File, Personal Debt, credit, credit score, Debt Management, credit score calculator

What is a Credit File and How Can I Fix it?

Your credit file is a record of your financial history. It lists a number of applications, transactions and financial details and gives creditors a snapshot of how you handle your money.

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Topics: Credit File, Personal Debt

How a Default Affects Your Credit Score

If you have multiple debts, it’s important to understand exactly what a default is and how it can impact your credit score.

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Topics: Credit File, Personal Debt