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The fact your credit file has taken a hit or two does not mean refinancing your current debt load is out of the question. In fact, there are lenders who would be happy to refinance bad credit clients and help you begin to recover from whatever led to the bad credit you have occurred over years past.

There are plenty of things you could do with your tax return, but what should you be doing with it? While it is tempting to blow it all on a new TV, putting your tax money toward your debts can help you pay off your loans faster and save thousands in interest.

Bad credit is a problem troubling many Australians. One of the top stress triggers for debtors with poor credit is applying for loans. Traditional lenders turn down many consumers because of their credit rating. Bad credit loans are just a phone call away – despite your credit history and rating.

Mortgage, credit card and other types of payments can become overwhelming over time. Fortunately, there are many solutions available for people who need assistance for debt issues. Debt consolidation is one of the most popular solutions to the problem of overwhelming Australian debt.

It seems unfair for lenders to want borrowers to have excellent credit scores when applying for debt consolidation loans. The good news is debt consolidation loans are available for people in debt and at Positive Solutions Finance, we can assist with debt consolidation for bad credit.