Buy now pay later dos and don’ts

Getting a buy now, pay later (BNPL) account, such as Afterpay, may seem like a no-brainer. After all, why wait until you have the cash to buy what you need (or want) when you can purchase it now and pay it back over weeks or months interest-free?

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Topics: Personal Debt, Lending, personal finance, financial advice, Debt Management Plans, pay later, BNPL, buy now, credit

What Government Grants Are Available Right Now For COVID-impacted SMEs?

Are the latest round of COVID-19 outbreaks and lockdowns losing your business customers and revenue?

To ease the financial and mental strain, a wide range of new and ongoing COVID-19 government support packages are currently in place, many for SMEs. They include both federal and state government grants and assistance programs.

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Topics: Tax Debt, Business Debt, Lending, government grants, small business grants, QLD, NSW, SA, WA, COVID-19, financial help coronavirus, ACT, NT

Staying on Top of Personal Loans: What You Should Know

A personal loan gives you the opportunity to access money and use it for whatever reason you choose. Since they are multi-purpose loans, they can be used for the payment of vacations, medical bills, car purchases and more. It’s not very difficult to get a personal loan. The documentation required is minimal and the delivery of the loan amount is very quick. Some creditors give you the money within 24 hours of loan approval, so you can bank on a personal loan if you don’t have the money to pay for emergencies.

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Topics: Personal Insolvency, Budgeting, Personal Debt, Lending

The Risks and Benefits of Refinancing Debt

Why Refinancing Debt Can Assist Your Situation

Refinancing Debt is a simple way to allow yourself more time and cashflow to get on top of your finances. When debt becomes difficult to pay, it can put a lot of stress on your family and life. Refinancing Debt means your repayments become more manageable, increasing your cash flow and relieving the pressure. Some other benefits of refinancing debt include:

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Topics: Debt Consolidation, Personal Debt, Lending

Refinancing with Bad Credit

Interest rates are at an all time low, so now is the perfect time to refinance. However, if you have bad credit, refinancing might seem like impossibility. Positive Solutions Finance takes away the ‘harsh reality’ for people living with a bad credit history and delivers a variety of positive debt solutions.

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Topics: Bad Credit Loans, Personal Debt, Lending, Loans Refinancing

Bad Credit Loans in Australia Explained

Getting Bad Credit Loans in Australia

Bad credit is a problem troubling many Australians. One of the top stress triggers for debtors when they have poor credit is applying for loans. Traditional lenders turn down many consumers because of their credit rating. This quick dismissal from help with emergency funding leaves a number of Australians searching for an answer.

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Topics: Bad Credit Loans, Personal Debt, Lending, Loans Refinancing

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