personal debt

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How Personal Insolvency Options Affect Your Credit Score

If you find yourself in a position where you’re unable to pay your bills, have growing debts like credit cards and loan repayments and your weekly income is not enough to meet your day-to-day living expenses, then you could be facing personal insolvency.

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Topics: Bankruptcy, Credit File, Personal Debt

The Emotional Effects of Debt

If you're struggling with debt, you need to understand the emotional effects it can have on your health and identify ways to reduce debt stress.

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Topics: Debt Relief, Personal Debt

Buy Now Pay Later Dos and Don’ts

Buy now pay later accounts are a tempting way to purchase what you want – and what you need. But, before you get spend happy, here are some things to consider

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Topics: Personal Debt, Lending, personal finance, financial advice, pay later, BNPL, buy now, credit, Debt Management Solutions

Key Bankruptcy Regulations You Should Know

Explore key bankruptcy regulations: impacts on assets, income, employment, and credit. Learn about overseas travel restrictions and long-term consequences.

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Topics: Bankruptcy, Personal Debt

Stricter Buy Now Pay Later Regulations to Protect Consumers

So far, the BNPL sector hasn’t been subject to credit restrictions. This may change with the proposed buy now pay later regulations. What does it mean for you?

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Topics: Budgeting, Personal Debt, budgeting calculator, BNPL, credit, Debt Management, advice, money management, Australia, 2022, buy now pay later, regulations, government, easy finance