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Buy Now Pay Later Leads to Bad Credit for Australians

BNPL isn’t classified as credit, but did you know it can still negatively impact your credit score? Learn more about buy now pay later bad credit in Australia

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Topics: Budgeting, Personal Debt, debt, BNPL, Debt Management, advice, money management, Australia, buy now pay later, bad credit, budgeting calculators

How is Credit Score Calculated in Australia?

Wondering how credit score is calculated in Australia? From the factors considered to credit scoring models and calculators, learn more and improve your score.

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Topics: Budgeting, Credit File, Personal Debt, credit, credit score, Debt Management, credit score calculator

Stricter Buy Now Pay Later Regulations on the Cards

So far, the BNPL sector hasn’t been subject to credit restrictions. This may change with the proposed buy now pay later regulations. What does it mean for you?

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Topics: Budgeting, Personal Debt, budgeting calculator, BNPL, credit, Debt Management, advice, money management, Australia, 2022, buy now pay later, regulations, government, easy finance

Australia’s Current Mortgage Stress Crisis – and How to Manage it

Over 942,000 Australians are currently experiencing mortgage stress due to rising interest rates. Learn about what mortgage stress is and how to manage it.

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Topics: Budgeting, Personal Debt, Interest Rates, budgeting calculator, Debt Management, advice, refinancing, money management, mortgage stress, Australia, home loan, economic instability, mortgage calculators

5 Questions to Ask Before Applying for a Loan

Thinking of taking on more debt? Make sure you ask these key questions before applying for a loan. Find out what they are and access our handy calculators.

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Topics: Budgeting, Personal Debt, Interest Rates, budgeting calculator, Debt Management, advice, refinancing, personal loan, money management, before applying for a loan, loan term, questions, loan calculators

How Can We Assist You Today?

Personal Debt Icon Personal
Business Debt Icon Business
Please select an assistance option to continue.

Types Of Unsecured Debts

Credit Card Icon Credit/Store Cards
Personal Loan Icon Personal Loan
Pay Day Loan Icon Pay Day Loan
Tax Debt Icon Tax Debt
Disconnected Utilities Icon Utility Bill
Other Debts Icon Other
Please select at least one type of unsecured debt.

Your Business Structure

Sole Trader Icon Sole Trader
Partnership Icon Partnership
Company Icon Pty Ltd Company
Tax Debt Icon Trust
Please select at business structure to continue.

Unsecured Debt Amount

$8,000
$1,000
$100,000+

Business Debt Amount

$100,000
$10,000
$1,000,000+

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