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5 Finance Hacks to Help You Avoid Debt

Getting out of debt can seem like an insurmountable problem. Your debt keeps growing and your income doesn’t rise to match it, and things slide out of control. However, there are simple strategies that can help you to get out of debt and then stay debt free.

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Topics: Personal Insolvency, Budgeting, Personal Debt, Debt Management Solutions

What is Involved With a Debt Agreement?

If you are in a lot of debt and financial trouble or are at risk of financial trouble, an important term to become familiar with is debt agreement. Debt agreements can decrease your financial obligations – the amount of money you owe – helping you to avoid bankruptcy.

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Topics: Personal Insolvency, Debt Agreements, Personal Debt, Debt Management Solutions

Understanding Debt: What You Need to Know

Debt is confronting, but there is a way out. The first step is to understand debt – the more you know, the less scary it becomes. This article is to help you understand exactly what debt is, so you can begin to establish your own secure financial situation.

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Topics: Personal Insolvency, Budgeting, Personal Debt, Debt Management Solutions

How Will a Debt Agreement Affect Your Credit File?

Are you considering a debt agreement but wondering how it might affect your credit file? There is no easy way to get out of debt. It all takes hard work and commitment. While there are a number of solutions available to help you overcome your debt, none of them are without consequence.

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Topics: Debt Agreements, Personal Debt, Debt Management Solutions

The Pros and Cons of Income-Driven Repayment Plans

The yearly cost of student Higher Education Loans Scheme (HECS) loans are likely to reach a figure of $11.1 billion by 2025. New loan application numbers are rising and, according to a report published by the Parliamentary Budget Office, the nominal value will likely hit $185.2 billion by 2026.

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Topics: Personal Insolvency, Debt Agreements, Personal Debt, Debt Management Solutions