What Not to do When You Are in Debt
The behaviour you should avoid when you are in debt.
Personal
If managing your finances has become overwhelming, find out how to take back control with one of our personal debt solutions. Our products are tailored to your circumstances and what’s best for your financial future.
Instant Debt AnalysisDebt Management Solutions
Debt Management Solutions can help you take back control of your finances by reducing your overall outstanding debt, pausing interest, and stopping those harassing calls and emails from creditors.
Find Out MoreDebt Agreement
A Part IX (9) Debt Agreement offers a legal, binding solution to help you regain control of your finances. This agreement, made under Part IX (9) of the Bankruptcy Act 1966, allows you to create a new, affordable payment plan for your unsecured debts
Find Out MoreInformal Agreement
If the mounting debts in your life are crushing your hopes of ever gaining financial stability – an Informal Agreement might be for you. An Informal Agreement is a debt management solution negotiated with creditors to reduce debt and pause interest over a fixed repayment term.
Find Out MoreTemporary Hardship Plan
Our Temporary Hardship Plan is a simple 3-month repayment solution to provide temporary debt relief when you need it most! Say goodbye to financial stress and take back control of your life with our innovative plan that offers tailored guidance and a holistic approach.
Find Out MoreDebt Consolidation
Combine your debts and take back control with a debt consolidation loan. Roll all of your personal debts such as credit cards and personal loans into one, easy-to-manage repayment.
Find Out MorePersonal Insolvency Agreement
You may be able to take advantage of a Personal Insolvency Agreement (“PIA“) before considering bankruptcy. If you have an overwhelming amount of debt and are considering bankruptcy, first you should consider whether a PIA is a more suitable option for you!
Find Out MoreBankruptcy
Take back control of your financial future and start fresh by declaring Bankruptcy, eliminating your debts through our Registered Bankruptcy Trustee.
Find Out MoreLending
You may be eligible to refinance your home loan, allowing you to consolidate your credit card debts and personal loans, reducing fees, and alleviating stress. A great way to take back control of your financial future.
Find Out MoreBudgeting
If you find it difficult to manage your debts, we can help you take back control with our budgeting services, tips, and tools. Build a positive financial future, starting today.
Find Out MoreBusiness
In today’s economic climate, as a company director, you know when your business is in trouble. We’ll give you the options available to take back control of your finances and make decisions about your business. Start with our free 30-minute consultation today.
Business Debt AnalysisVoluntary Administration
Shift the control of an insolvent company to an administrator, providing breathing space from creditors and helping directors avoid insolvent trading, and potential liquidation.
Find Out MoreTurnaround & Restructuring
Give your company a chance to take back control by implementing a turnaround strategy, such as restructuring. Challenging economic climates can make your financial future uncertain, reaching out early can help you take back control today and save your business.
Find Out MoreLiquidation
If your company cannot pay off its debts, it may be declared insolvent. Directors and shareholders may decide to wind it up, and a Liquidation can help you get the best return out of what's left to secure your financial future.
Find Out MoreTax Debt
We can help you manage accumulating tax debt, negotiate with the ATO on your behalf and offer support with finance for tax debt loans. We provide all the necessary information on what to do if the ATO takes action against your company, allowing you to take back control of your financial future.
Find Out MoreLoans & Refinancing
You may be eligible to refinance your home loan or find a new lending solution, allowing you to consolidate your debts, reduce fees, and alleviate stress. A great way to take back control of your financial future.
Find Out MoreAbout Us
We’ve been helping Australians take back control of their financial futures since 2005. With a large range of debt solutions, a dedicated team, and market leading digital tools and technology, we are paving the way in providing financial wellbeing for all Australians struggling with debt.
Find Out MoreMedia Centre
Find the latest news coverage surrounding Revive Financial as well as keep up to date with the most current company events, content and business initiatives all in one easy to use location.
Find Out MoreCommunity
We don’t stop at debt, with our company embedded in the local community we support local sporting teams and charities through sponsorships and events. Get involved today.
Find Out MoreCareers
We are a national company, with a Head Office in Noosa, who want to give Australians a fresh start to a positive financial future. Our team are close-knit, dedicated, and passionate about helping Australians and each other. Apply here today!
View CareersSuccess Stories
We have helped thousands of Australians take back control of their financial future whilst being non-judgemental, caring, and honest. But don’t just take our word for it, hear it from the customers themselves.
View StoriesSocial Support Partners
Debt and financial worries can be overwhelming and have a significant impact on your life. It’s important to us that you aren’t alone during this journey. While we focus on your financial future, our wellbeing partners focus on you.
Find Out MoreTools & Tips
Knowledge is power, so we’ve put together a collection of calculators, content and tools that make understanding your finances easier, so you can take back control today. From budgeting or debt consolidation calculators, to FAQs, Articles and Educational Videos, we’ve got you covered.
Find Out MoreFAQ
If you’ve got a question, we’ll give you an answer. Find our most common questions and answers here, all designed to help you take back control of your financial future now.
Find Out MoreArticles
We’re all about providing Australians with the latest information and assistance to help you take back control. Find hundreds of our articles here, covering topics such as Debt Agreements, Bankruptcy, Budgeting, Director Advice, Education, News, Research and much more.
View AllCalculators
Our custom calculators do the hard work for you, so you can see how easy it is to take back control of your financial future today. From loan repayments to budgeting, business loans to credit card debt, we’ll crunch the numbers for you.
View AllContact Us
If you can’t find the answers here, it’s time to get in touch! We’re real, ready, and have the answers you need to secure your financial future. Let our dedicated, caring, and non-judgemental team help you take back control today.
Get in TouchPartner With Us
See how our unique insolvency solutions and accredited team can enhance your service offering and assist you to retain customers. Combining over 45 years of experience, we work with a network of business professionals to assist customers through difficult financial situations.
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