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Our recent café client was having a tough time. They’d been trading for five years, propping up cashflow with personal cash and credit cards, and had planned to close. Now, just three months after contacting us, they’ve had their best month of sales ever and we are all wearing big smiles.

Is your business facing financial hardship? Are you having trouble paying suppliers, the bank, or even the ATO? We know it can be stressful, even downright scary, but adopting a head in the sand attitude won’t make things any better.

As a Small Business Owner, the perks of having a business you can steer however you like is something many people enjoy and strive for. However, it is vital that all small business owners know which insurance they need to avoid getting into business debt later down the track.

Most of us hate administrative work associated with our businesses. We just want to get the job done and then relax while the paperwork magically does itself. But what about client invoicing, supplier invoices, paying said invoices and bank reconciliations?

Some debt relief solutions in Australia come with consequences and restrictions. If you want to find a debt relief solution to improve your situation you should weigh up the pros and cons of each option. We have provided a summary of Part 9 Debt Agreement consequences.