Join our mailing list to stay informed!
Posted by Revive Financial on May 5, 2012 10:22:00 AM

Why Debt Negotiation

When debt is out of control you can use debt negotiation to get back on track. Debt Negotiation gives you the opportunity to reduce the overall amount of debt you owe to your creditors. Debt Negotiation is perfect for people who have has a sudden change in their circumstances and would like to review their debt repayments.

Debt Negotiation is usually done by professionals who can assess your situation, help to understand what you can afford to pay and negotiate with your creditors on your behalf for a positive outcome.

Debt Negotiation as a Debt Relief Strategy

Debt Negotiation plays an active role in a number of debt relief strategies. It helps to reduce the overall amount of debt you owe, making your repayments more manageable.

Informal Agreement

An Informal Agreement is a form of debt relief for people who have experienced a dramatic change in their circumstances, such as job loss, illness and injury. These events could prevent you from being able to afford your debt repayments for the foreseeable future. An Informal Agreement is a form of Debt Negotiation which will provide you with relief from your debt until you get back on your feet.

Our Professional Case Managers can reduce your debt, pause your interest and get your creditors off your back. An Informal Agreement is an informal debt agreement so it won't leave a mark on your credit file.


Debt Agreement

A Debt Agreement is another debt relief solution which relies on Debt Negotiation. It is similar to an Informal Agreement but it is better suited to people who have simply fallen behind. Our Case Managers will work with you to determine how much you can afford and negotiate with your creditors to make your repayments more affordable. A Formal Debt Agreement is governed by ITSA and will appear on your credit file.

Take a Positive Step Toward Debt Relief

Revive Financial is a personal debt management company specialising in Debt Negotiation and Debt Relief solutions. If you would like help negotiating your debts or if you are looking for a way out of debt call Revive Financial today and Talk to an Aussie Who Cares.

Topics: Debt Agreements, Debt Relief, Education, Informal Agreement, Personal Debt, Debt Management Solutions

How Can We Assist You Today?

Personal Debt Icon Personal
Business Debt Icon Business
Please select an assistance option to continue.

Types Of Unsecured Debts

Credit Card Icon Credit/Store Cards
Personal Loan Icon Personal Loan
Pay Day Loan Icon Pay Day Loan
Tax Debt Icon Tax Debt
Disconnected Utilities Icon Utility Bill
Other Debts Icon Other
Please select at least one type of unsecured debt.

Your Business Structure

Sole Trader Icon Sole Trader
Partnership Icon Partnership
Company Icon Pty Ltd Company
Tax Debt Icon Trust
Please select at business structure to continue.

Unsecured Debt Amount


Business Debt Amount


Take Back Control Today!

First Name

Last Name


Phone Number

Phone number must be 10-digits long and begin with a 0. (e.g. 04 1234 5678)

Post Code

Post code must be 4-digits long (e.g. 4567)

Some of your details appear incorrect.
Please update the highlighted fields and re-submit.


You’ve taken the first step to steer your business back to viability

Let’s keep the momentum going, take the second step by linking your Xero account now.


You've taken the first step to becoming debt free

Let's keep the momentum going, take the second step now and complete the assessment form.

By submitting this form you acknowledge that you have read and accept our Privacy Policy