How Revive Financial Can Help

Whether you are struggling with personal or business debt, our team of specialists at Revive Financial can breathe new life into your financial situation. We understand that debt management can be stressful, especially if you've already fallen behind on repayments and are struggling to pay even the minimum amounts. 

It can be all too easy to ignore your debts in the hope they will go away. Worse still, you might look for a quick fix by taking out even more debt to pay off what you owe, leaving you in a harsh debt spiral and losing all control. 

Facing your debt head-on is the best apporach to get it back under control. Our professional team at Revive Financial can help you find a starting point, create a plan and follow through to see amazing results. We can revive your finances. 

We are a Specialist Insolvency Firm

Our team of qualified professionals deliver full-scale debt management services, which is what sets us apart from any other debt management company or insolvency firm in Australia.

Often when people have unmanageable debt or their business is in trouble, they fear the worst and think closing down or going bankrupt may be the only option. At Revive Financial, we offer many alternatives to settle debts, reduce repayments, make debt manageable and rescue businesses.

Our specialist team consists of Registered Liquidators, Registered Bankruptcy Trustees, Chartered Accountants and Business Debt Specialists with over 100+ years of combined experience to ensure we find the right solution to your financial situation.

Our Solutions

The team at Revive Financial are equipped to assist in personal and business debt management. We are committed to helping you find the best solution to help with your financial situation.

Business Debt Help

When your business is in trouble - Revive Financial is here to help. We will assess the viability of your business and create a customised action plan to help you turn things around. Where a company needs to wind up - our in-house liquidator will put your needs first and ensure a smooth and stress-free process.

Personal Debt Help

With our own in-house Bankruptcy Trustee, Revive Financial is well equipped to help you navigate your personal debt journey. We can assist with a number of debt relief solutions, including a personalised Bankruptcy experience where you might have excessive income or want to protect your assets, such as your home.

A big thank you to all the team at Revive Financial. From the first phone call to the end of my financial problem, I was guided through each step of the way by phone calls and emails. Thank you all. You don't know how much a weight you have lifted off my shoulders.

- Sue

How it Works in 3 Easy Steps

Get in Touch with Us

If your company is struggling with debt, the first step is to contact our professional team for a free 30-minute consultation. You can do this over the phone, by email or by online chat.

Assess Your Situation

Our team will take the time to assess your company's financial position and offer our knowledge and support through this challenging time. At this stage, we will recommend the best solution for your business moving forward.

Alleviate Stress and Regain Control

Our team is on-hand to solve your business debt issues. No matter the solution, we'll reduce debt stress and help you regain control as fast as possible.

You can rely on Revive Financial for professionalism, honesty and experience. We take the time to learn about you and your business to offer the best solution moving forward.

Business Debt Frequently Asked Questions

When Should I Seek Help for Business Debt?

The most common causes of business insolvency include poor cash flow, poor strategic management and continuing to trade at a loss. There are a number of insolvency warning signs that business owners and company directors should be aware of and seeking professional advice early can prevent further business loss.

What Does Insolvency Mean?

Insolvency means an individual or business can no longer pay its debts when they fall due. Insolvency can be personal (relating to an individual) or can be corporate (relating to a company). If you are found to be trading when insolvent, there are major penalties involved and you could become personally liable for your company's debts. 

In this case, it's important to put a business debt solution in place before you risk insolvent trading.

How do I Know if My Business is Insolvent?

If your business is experiencing any of the below insolvency warning signs, it's important to act quickly to prevent your business debts from becoming out of control. 

  • Not paying suppliers and other creditors within the agreed payment terms
  • Poor cashflow and continuing losesses
  • Unable to obtain further finance from existing or alternative banks
  • Threats of legal action for debt recovery from creditors or the ATO
  • The inability to produce timely and accurate accounts

Should I Liquidate my Business?

Liquidation may be the right choice if your company:

  • Is small (as Voluntary Administration may be too expensive to save a small company)
  • Is trading at a loss, can't recover from past losses or has ceased to trade
  • Has run out of cash to pay creditors and the ATO
  • Has no assets or a small amount of assets

It's also a good option for you as a company director personally, because a liquidation:

  • May prevent you from becoming personally liable for your company's tax debt
  • Brings to a close the stress and worry of trying to save the business
  • Stops harassing calls and letters from creditors and the ATO
  • Provides you with the opportunity to move on with life

What Makes Us Great

Chartered Accountants

Our team at Revive Financial are members of Chartered Accountants, a recognised industry body in Australia and New Zealand, Chartered Accountants are a worldwide network of trusted leaders in business and finance, sought after and recognised for their knowledge and insight.

Registered Liquidators

A registered liquidator is a person who is registered as a liquidator under the Corporations Act 2001. Only a registered liquidator can officially liquidate a business in Australia. At Revive Financial, we have a registered liquidator in-house to help you through the process from start to finish.

Bankruptcy Trustees

A bankruptcy trustee is a licenced practitioner who is permitted to control the administration of bankruptcies. Only licensed professionals can render such services, which is why our team at Revive Financial consists of a registered bankruptcy trustee to see your insolvency through to the end.

Business Advisors

Revive Financial is a team of qualified professionals who can deliver full-scale debt management services. Our staff are equipped to assist in personal and business debt management. We ensure our team of trained professionals can help your clients with their financial situation, from start to finish.

Registered Tax Practitioners

A number of our team members are registered tax practitioners and are on-hand to help negotiate with the ATO if your business has outstanding tax debt. We aim to resolve your tax debt issues and keep your business running.

Rated 4.9 out of 5 on Trustpilot

Our reviews speak for themselves. We have helped hundreds of Australian businesses get their company back on track, or liquidate their business fast to minimise losses and protect director assets.

Free 30 Minute Consultation

If your company is in need of fast, low-cost company liquidation services - get in touch with our Revive Financial team today.