Relieve the pressures of debt with a tailored Debt Management Solution. On average, customers save up to 60% on their personal unsecured debt.
A Debt Management Solution (DMS) is a flexible payment arrangement which provides you with a viable alternative to Bankruptcy and avoids the serious consequences and limitations it carries.
It allows you to make one simple payment over a fixed term towards all of the existing debts you owe. The regular payment is set at an amount which fits within your budget.
During the DMS process, we negotiate with creditors on your behalf and on your terms – not theirs, so you can reach a fair outcome between all parties.
All calls and harassment from creditors will cease once they recognise we are working with you to find a positive solution to your financial situation.
Our Debt Management Solutions are offered Australia-wide. No matter where you are, if you’re struggling we can help reduce your debts and get your finances back on track.
After engaging Revive, one of our experienced Customer Success Specialists will be assigned to collect information for your application. The information collected will help your Customer Success Specialist understand your financial circumstances and create a tailored solution for your individual situation.
After completion of your application, we will submitted this to your creditors for approval. Once your creditors know you have entered into a DMS, all harassing phone calls will stop (This is a requirement by law). At this stage, you will be required to start making regular payments towards your DMS.
Upon acceptance of the DMS by your creditors, you will be on your way to taking back control of your financial future. Should your DMS not be accepted, we will look for alternatives or refund any payments you have already made towards your DMS.
In order to qualify for a DMS, all you have to do is be experiencing financial hardship. In other words, you just need to be struggling to meet your creditor repayments as they fall due. There are no restrictions on the amount of debt you owe, value in assets you have or income you earn. These factors only play a role in the type of DMS recommended for your situation as a DMS can be tailored for anyone struggling with debt.
Most solutions last between 3 to 5 years.
The length of your Debt Management Solution depends on your debt level, budget, and creditors. Negotiations with creditors can vary, which might affect the length of your solution.
The type of agreement you enter into with creditors may also impact the length of your solution.
We do.
Once you agree to a Debt Management Solution, our team will handle all communications with your creditors. We negotiate on your behalf to reach a fair and mutually beneficial agreement. This includes preparing and submitting a proposal to your creditors, managing any necessary negotiations, and ensuring that all payments are correctly administered and distributed to your creditors.
Most solutions last between 3 to 5 years.
The length of your Debt Management Solution depends on your debt level, budget, and creditors. Negotiations with creditors can vary, which might affect the length of your solution.
The type of agreement you enter into with creditors may also impact the length of your solution.
Submit an application for your personalised debt relief solution to stabilise your position, stop the harassing calls and letters, and begin your journey towards financial freedom.
Your personal Customer Success Specialist will manage your creditor negotiations & relationships to deliver a positive solution tailored to your circumstances.
Enjoy one easy-to-manage solution to clear your unmanageable debts and start building a positive financial future today.
Revive Financial totally saved my life. I could not have lived the past 5 years let alone totally paid my debt without them, They negotiated with all the companies that I had debt with and set up a repayment plan that I was able to afford. Now, less than 5 years later I have paid off $53,000.
Really supporting and understanding. This was my first time going through this. And I'm so grateful they have been so helpful and supportive.
Fast, efficient, professional and all in a non-judgmental way! Mason from Revive has been nothing but amazing with getting everything sorted for me so quickly and so easily. Would recommend to anyone!!
Use our Debt Solution Calculator to help work out how you could combine your unsecured debts into one easy-to-manage, affordable payment. Reduce the stress of debt and take back control of your financial future today!
Our dedicated team have been trusted by over 10,000 Australians to help take back control of their financial futures. It's what we do best so you can rest assured.
Revive Financial is proudly Australian owned and lead by a team of Chartered Accountants. Our qualified team have been helping Australians become debt free since 2005.
At Revive Financial, we care about the stress and impact being in debt has on your wellbeing. We want to help you take back your control, no judgement, just a helping hand.
Privacy Policy | Terms of Use
© 2025 Revive Financial
Revive Financial Group Pty Ltd ACN 632 845 124 undertakes its Australian Credit Licenced activities via its wholly-owned subsidiaries Revive Financial Pty Ltd ACN 621 446 697, Australian Credit Licence 503321, Revive Debt Agreements Pty Ltd (RDAA 1337) and our other related corporate bodies that are appointed as authorised credit representatives. Liability limited by a scheme approved under professional standards legislation.