With a Debt Management Solution (DMS), you may be able to become debt free in just 3 years. We simplify and consolidate your debts in to one easy-to-manage repayment over a set period so you can get on with life and remove the stress of accumulating debt.
Debt: $20,000 |
Creditors: 3 |
WAS PAYING:$520per month |
NOW PAYING:$150per month |
Total amount of debt reduced: |
$11,000 |
In this example, the DMS client was able to get 55% of their debts written off by creditors, a total of $11,000 at the end of their DMS.
Customers creditors will need to agree to the proposal and regular payments will be based on individual circumstances. Customers credit rating will be affected during this period and fees are included within the DMS, but not charged additionally, and are subject to individual circumstances.
Submit an application for your personalised debt relief solution to stabilise your position, stop the harassing calls and letters, and begin your journey towards financial freedom.
Your personal customer success specialist will manage your creditor negotiations & relationships to deliver a positive solution tailored to your circumstances.
Enjoy one easy-to-manage solution to clear your unmanageable debts and start building a positive financial future today.
Use our Debt Consolidation Calculator to help work out how you could combine your unsecured debts into one easy-to-manage, affordable payment. Reduce the stress of debt and take back control of your financial future today!
Our dedicated team have been trusted by over 10,000 Australians to help take back control of their financial futures. It's what we do best so you can rest assured.
Revive Financial is proudly Australian owned and lead by a team of Chartered Accountants. Our qualified team have been helping Australians become debt free since 2005.
At Revive Financial, we care about the stress and impact being in debt has on your wellbeing. We want to help you take back your control, no judgement, just a helping hand.
A Debt Management Plan is a flexible payment arrangement which provides you with a viable alternative to Bankruptcy and avoids the serious consequences and limitations it carries.
It allows you to make one simple payment over a fixed term towards all of the existing debts you owe. The regular payment is set at an amount which fits within your budget.
During the DMP process, we negotiate with creditors on your behalf and on your terms – not theirs, so you can reach a fair outcome between all parties.
All calls and harassment from creditors will cease once they recognise we are working with you to find a positive solution to your financial situation.
Our Debt Management Plan is offered Australia-wide. No matter where you are, if you’re struggling we can help reduce your debts and get your finances back on track.
After engaging Revive, one of our experienced Customer Success Managers will be assigned to collect information for your application. The information collected will help your Customer Success Manager understand your financial circumstances and create a tailored solution for your individual situation.
After completion of your application, we will submit this to your creditors for approval. Once your creditors know you have entered into a DMP, all harassing phone calls will stop (This is a requirement by law). At this stage, you will be required to start making regular payments towards your DMP.
Upon acceptance of the DMP by your creditors, you will be on your way to taking back control of your financial future. Should your DMP not be accepted, we will look for alternatives or refund any payments you have already made towards your DMP.
In order to qualify for a DMP, all you have to do is be experiencing financial hardship. In other words, you just need to be struggling to meet your creditor repayments as they fall due. There are no restrictions on the amount of debt you owe, value in assets you have or income you earn. These factors only play a role in the type of DMP recommended for your situation as a DMP can be tailored for anyone struggling with debt.
This depends on your level of debt, your budget and your Creditors. Our DMP terms are 3 to 5 years in most cases.
Negotiations with each Creditor can vary depending on the amount of debt, type of product and previous account behaviour. This may effect the length of the DMP we can achieve for you.
Yes, if your financial circumstances improve, you are able to increase your DMP repayments at any time.
We can then use these extra funds to either pay your Creditors more each month, or preferably build these funds up in a Trust Account and then offer your Creditors a lump sum to settle the account for a reduced amount. You will not be penalised for paying out your accounts earlier.
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