How Our Customers Reduce Their Debt

With a Debt Management Solution (DMS), you may be able to become debt free in just 3 years. We simplify and consolidate your debts in to one easy-to-manage repayment over a set period so you can get on with life and remove the stress of accumulating debt.

Example Unsecured Debts

Debt: $20,000

Creditors: 3

WAS PAYING:

$520

per month

NOW PAYING:

$150

per month

Total amount of debt reduced:

$11,000

Total Percentage of Debt Reduced

55%

In this example, the DMS client was able to get 55% of their debts written off by creditors, a total of $11,000 at the end of their DMS.

Customers creditors will need to agree to the proposal and regular payments will be based on individual circumstances. Customers credit rating will be affected during this period and fees are included within the DMS, but not charged additionally, and are subject to individual circumstances.

Take Back Control in 3 Easy Steps

1

Submit Application

Submit an application for your personalised debt relief solution to stabilise your position, stop the harassing calls and letters, and begin your journey towards financial freedom.

2

Implement Solution

Your personal customer success specialist will manage your creditor negotiations & relationships to deliver a positive solution tailored to your circumstances.

3

Take Back Control

Enjoy one easy-to-manage solution to clear your unmanageable debts and start building a positive financial future today.

Debt Consolidation Calculator

Use our Debt Consolidation Calculator to help work out how you could combine your unsecured debts into one easy-to-manage, affordable payment. Reduce the stress of debt and take back control of your financial future today!

Debt Type
Debt Amount
Interest
Repayment Amount
Repayment Frequency
$
%
$
$
%
$
$
%
$
Maximum Debt Limit (Max. 20)

New Repayment Term: 3 Years

New Repayment Frequency

Your Results

Current Repayment

$0 per Month

Debt Consolidation Loan **

Based on an interest rate of 10% p.a.
3 year term
$0 per Month

Debt Management Solution *

3 year term
$0 per Month
* Subject to eligibility and can be extended to a 5 or 7 year term dependent on individual circumstances. ** Subject to eligibility and a customer’s financial circumstances.

On average our customers save 55% of their debts with our Debt Management Solution.
See if you’re eligible now without impacting your credit score!

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You're In Safe Hands

Industry Leaders

Our dedicated team have been trusted by over 10,000 Australians to help take back control of their financial futures. It's what we do best so you can rest assured.

Financial Professionals

Revive Financial is proudly Australian owned and lead by a team of Chartered Accountants. Our qualified team have been helping Australians become debt free since 2005.

Judgement-Free

At Revive Financial, we care about the stress and impact being in debt has on your wellbeing. We want to help you take back your control, no judgement, just a helping hand.

Frequently Asked Questions

How does a Debt Consolidation Work?

We will consolidate your existing debts by refinancing them into a new personal loan or home loan. By consolidating your existing debts, you can not only reduce the overall repayments you are making but save on interest too.

We have access to the most competitive interest rates in Australia, which could save you hundreds and thousands on interest.

Depending on your circumstances, we can also neogitate with your creditors to arrange a reduced payout of your existing debts as part of the Debt Consolidation, saving you even more.

Do I have to refinance my house to consolidate my debt?

No. We are able to consolidate your debts into a new personal loan, at a competitive interest rate.

Our loans are designed to help you take back control of your debt and live with a manageable repayment.

Can you help me access the equity in my home loan to repay my debt?

Yes, we can help you consolidate your debts and reduce your repayments through a new home loan. This could save you hundreds and thousands in interest and repayments.

Can I pay more if my situation improves or pay out my Creditors early?

Yes, if your financial circumstances improve, you are able to increase your DMP repayments at any time.

We can then use these extra funds to either pay your Creditors more each month, or preferably build these funds up in a Trust Account and then offer your Creditors a lump sum to settle the account for a reduced amount. You will not be penalised for paying out your accounts earlier.