Revive Financial

Personal Loans for Bad Credit

Written by Revive Financial | Mar 8, 2018 2:00:00 PM

Bad credit can sneak up on you before you even realise it. A forgotten power bill, a skipped mortgage repayment, even too many applications for credit cards can impact your credit file. In most cases, these defaults can last for 3-5 years which can make managing your finances difficult.

Having bad credit impacts on many different aspects of your life but makes it near impossible to secure a personal loan. Traditional lenders will often decline a person who has bad credit. They would rather be safe than sorry, so they often turn people down who really need the funds.

How to Get Personal Loans for Bad Credit

Revive Financial helps Australian residents get connected with personal loans for bad credit. Our affiliated lenders do not use credit score as the basis of their decisions. They stay focused on the applicant’s pay rate, pay frequency, and overall ability to make repayments. Bad credit personal lenders do not discriminate because of something which has happened in the past.

These personal loans for bad credit give you the chance to show your trustworthiness. Taking out a loan and paying it on time is a great way to earn trust with various lenders and can even help improve your credit score in years to come.

Using Personal Loans for Bad Credit

People who take out personal loans for bad credit with our affiliate partners will never have to worry about having restrictions on their loan proceeds. You can use the funds as you see fit like paying important or overdue bills or going on an overseas holiday.

Bad credit lenders don’t place any restrictions on the money they lend, as long as you make repayments on time according to the terms of the loan.

How Much Can You Borrow?

Revive Financial is not a lender itself. We call on a range of affiliated lenders outside the traditional sphere who concentrate on bad credit lending. Personal loans for bad credit vary in amounts. You can apply for short term loan for $500 or a personal loan for $50,000 depending on your circumstances.

Each lender sets their own interest rate for bad credit personal loans. The best part about applying for personal loans for bad credit through Revive Financial is we do all the ground work to find a borrower and a loan which is the right product for you. You don’t have to worry about comparing or searching for personal loans for bad credit. You just tell us how much you need and we do the work.

Getting a Bad Credit Personal Loan

Getting personal loans for bad credit is extremely easy. The first step in the process is getting in touch with Revive Financial either by calling 1800 534 534 or a short online inquiry form found on our website. The online inquiry form takes approximately thirty seconds to complete.

Once completed, one of our experienced Case Managers will get back to you as soon as possible. Your Case Manager will ask a series of questions about your financial situation and work to get you connected with the most qualified lender.

Sealing the Deal

Once you find a suitable loan deal, you can accept the lender’s terms and agreements. You will have to sign a contract stating you understand the terms set forth by the lenders. Once the lender receives your consent, it will deposit funds to your bank account within a few hours.

Then you can enjoy the money you received through a bad credit personal loans. Our company and our affiliate bad credit lenders believe everyone deserves a chance to borrow money. Even people with bad credit should have the opportunity. If you are in need of personal loans for bad credit, contact us today.